For those keeping an eye on the SW Florida condo market, there’s a significant shift underway: new lending rules now require full financial reviews of condo associations and higher reserve requirements. This change is making it tougher for buyers to secure conventional loans, especially here in Florida where condo demand remains strong. My years in the mortgage industry have shown me how quickly lending guidelines can impact real estate decisions. With these new requirements, I’m seeing more buyers consider portfolio and non-qualified mortgage options to achieve their goals. As someone who guides clients through both the property search and the financing maze, I make it my priority to help you navigate these changes with confidence. The SW Florida market is always evolving, but with the right expertise, opportunities are still within reach.
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